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The Settled

Comfortable, unchallenged — and quietly falling behind the market.

What it means to be The Settled?

Nothing here is wrong, which is exactly the risk. Annual increases usually track inflation rather than market rates, so staying put with no negotiation tends to mean drifting down relative to what your role now pays. The gap accumulates silently and only becomes visible when you finally look — often years later.

Your move: look up what your role pays elsewhere this week. Just knowing changes the conversation.
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