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The Strategic Borrower
You use debt as a tool and you know exactly what it costs.
What it means to be The Strategic Borrower?
You can name your rates, you know which balance to attack first, and you have a date for being clear. That's the difference between debt working for you and debt happening to you. The risk with competence is confidence — the same reasoning that justifies a sensible loan can, stretched a little, justify one that's too large.
Your move: check that total obligations still fit comfortably if your income dropped for six months.
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